Improve your finances-improve your life
If you are interested in taking financial control of your life—UEDC is here to help.
UEDC helps to improve lives through financial education and counseling .
Become knowledgeable abut the homebuying process by attending group education for first time homebuyers.
Keeping the dream of homeownership – post purchase education and counseling.
Financial Literacy - Start Managing Your Finances Right Now
UEDC offers free credit and budget counseling to those who need help with budgeting, money management skills, and credit issues.
You and your UEDC counselor will work together to:
- Assess your current financial situation
- Develop a realistic spending plan
- Establish achievable financial goals
- Create a personal action plan for success
Homeownership Education and Counseling
UEDC offers group education for first time homebuyers who are thinking about purchasing a home. The workshops cover budgeting, credit, selecting a home, selecting a loan product, the home purchase process, avoiding foreclosure, maintenance, and much more.
UEDC also provides one-on-one homeownership counseling to first time homebuyers who are interested in knowing the facts about buying a home and low interest rate loans. In a typical counseling session, a counselor will explain mortgage loan qualifications, assist with credit repair, review budget, review loan products intended for first-time buyers, discuss upfront money needed, inform the client of current special grants and programs that are available, answer questions, and give appropriate referrals, if needed.
UEDC also offers free counseling through the National Foreclosure Mitigation Counseling Program. This program is designed to assist you in understanding the complex foreclosure process, help you review your options and identify a possible course of action.